If your group has volunteers and runs events, you'll need insurance in case anything happens. The RHS offers two types of insurance, Employers’ & Public Liability Insurance and Sheds, Equipment, Cups & Trophies Insurance (SECT). The first covers individuals who may run your group, attend events or take part in activities. The second covers property including sheds, cups, trophies, shields, audio visual equipment, show equipment, promotional materials, furniture, catering equipment, lawn mowers, garden equipment, stock for sale and items owned by the insured group itself or held in trust, but the group is responsible for them. This will include huts, sheds and composting toilets but not glasshouses, cloches, frames, polytunnels or property owned by individual members.
More information about both types of insurance and how to purchase can be found on our Community groups insurance page.