Insurance

Protect your group all year round

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All Britain in Bloom groups are eligible for insurance through the RHS. Insurance cover is provided by NFU Mutual via our broker, Aon.

 

There are two types of cover available:
Employers’ & Public Liability and Sheds, Equipment, Cups & Trophies – with varying levels of cover for each.


Employers’ & Public Liability (Indemnity limit £2m): £67 Employers’ & Public Liability (Indemnity limit £5m): £79 (Both policies have a £10m indemnity limit for Employers’ Liability)


Sheds, Equipment, Cups and Trophies (Indemnity limit £5k): £83

Sheds, Equipment, Cups and Trophies (Indemnity limit £10k): £124

Sheds, Equipment, Cups and Trophies (Indemnity limit £15k): £145

Sheds, Equipment, Cups and Trophies (Indemnity limit £20K): £160

 

Policies run for 12 months from 1 September each year and there are no pro-rata premiums. Cover can be purchased at any time throughout but the full premium will be incurred.

 

 

For queries on the application process, please contact the Department of Community Horticulture on 020 7821 3069. For specific queries about the cover (i.e. what is covered), please contact Aon directly on 01179 485002.

 

 

 

 

 

 

 

 

 

To apply for insurance please download and read the information and read the Insurance Information on how to apply and complete both the RHS application form and the appropriate NFU Mutual application form(s).

The Key Facts sheets provide a summary of each policy.

 

bulletInsurance information

 

bulletInsurance FAQs

 

bulletRHS application form

 

bulletNFU Mutual Employers' and Public Liability application

 

bulletNFU Mutual Sheds, Equipment, Cups and Trophies application

 

bulletKey facts - Employers' and Public Liability

 

bulletKey facts - Sheds, Equipment, Cups and Trophies

 

Please note:

The premiums shown on the NFU Mutual application forms exclude a small administration fee. Full premiums are listed above and on the RHS application form.

Please ensure to sign and date BOTH sides of the NFU Mutual application forms.

All completed paperwork and premiums should be returned to the RHS at the address shown on the RHS application form.

 

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